{"id":170,"date":"2012-12-18T14:10:53","date_gmt":"2012-12-18T12:10:53","guid":{"rendered":"http:\/\/drauda.viko.lt\/?page_id=170"},"modified":"2023-06-16T11:19:27","modified_gmt":"2023-06-16T09:19:27","slug":"turto-draudimas","status":"publish","type":"page","link":"http:\/\/drauda.viko.lt\/?page_id=170","title":{"rendered":"TURTO DRAUDIMAS"},"content":{"rendered":"<p><a href=\"http:\/\/drauda.viko.lt\/wp-content\/uploads\/2012\/12\/turto-draudimas.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-227\" title=\"turto draudimas\" src=\"http:\/\/drauda.viko.lt\/wp-content\/uploads\/2012\/12\/turto-draudimas.jpg\" alt=\"\" width=\"552\" height=\"407\" srcset=\"http:\/\/drauda.viko.lt\/wp-content\/uploads\/2012\/12\/turto-draudimas.jpg 801w, http:\/\/drauda.viko.lt\/wp-content\/uploads\/2012\/12\/turto-draudimas-300x221.jpg 300w\" sizes=\"auto, (max-width: 552px) 100vw, 552px\" \/><\/a><\/p>\n<p><strong>Turto draudimas<\/strong> \u2013 ne gyvyb\u0117s draudimo r\u016b\u0161is, skirta apsaugoti apdraustojo kilnojam\u0105j\u012f ir nekilnojam\u0105j\u012f turt\u0105. Turto draudimas atlygina apdraustojo nuostolius, atsiradusius d\u0117l turto sugadinimo ar netekimo.<\/p>\n<p><strong>Turtas, kuris gali b\u016bti apdraustas:<\/strong><\/p>\n<ul>\n<li>nekilnojamas turtas \u2013 tai turtas, kurio buvimo vietos negalima pakeisti nekei\u010diant jo naudojimo paskirties arba nema\u017einant vert\u0117s (pvz. namas, butas);<\/li>\n<li>nam\u0173 turtas \u2013 nam\u0173 apstatymo ir buitiniam naudojimui skirti kilnojamieji nam\u0173 apyvokos daiktai (pvz. paveikslai, baldai, vaizdo ir garso aparat\u016bra, kompiuterin\u0117 \u012franga, buitin\u0117 technika).<\/li>\n<\/ul>\n<p><strong>Turtas gali b\u016bti apdraustas nuo:<\/strong><\/p>\n<ul>\n<li>ugnies: gaisro, d\u016bm\u0173, suod\u017ei\u0173, \u017eaibo \u012ftrenkimo, sprogimo, valdom\u0173 skraidan\u010di\u0173 aparat\u0173, j\u0173 dali\u0173 ir krovini\u0173 u\u017ekritimo;<\/li>\n<li>gamtini\u0173 j\u0117g\u0173: audros, potvynio, li\u016bties, kru\u0161os, sniego sl\u0117gio, grunto susl\u016bgimo, nuo\u0161liau\u017eos;<\/li>\n<li>vagyst\u0117s: vagyst\u0117s su \u012fsilau\u017eimu, apipl\u0117\u0161imo, vandalizmo (tre\u010di\u0173j\u0173 asmen\u0173 neteis\u0117tos veikos);<\/li>\n<li>vandens: skys\u010dio i\u0161siliejimo i\u0161 vandentiekio, kanalizacijos, \u0161ildymo, garo vamzdyn\u0173, lietaus nuotek\u0173 sistem\u0173, akvarium\u0173, jiems skilus ar sudu\u017eus ir pan.;<\/li>\n<li>stiklo d\u016b\u017eio;<\/li>\n<li>tre\u010di\u0173j\u0173 asmen\u0173 ty\u010din\u0117s veikos.<\/li>\n<\/ul>\n<p><strong>R\u016b\u0161ys:<\/strong> Turto draudimu gali apsidrausti tiek juridinis, tiek ir fizinis asmuo:<\/p>\n<ul>\n<li>\u012emoni\u0173 turto draudimas &#8211; tai \u012fmon\u0117ms priklausan\u010dio nekilnojamojo turto (pastat\u0173 ir kit\u0173 statini\u0173), kilnojamojo turto (gamybos bei prekybos \u012frengini\u0173, preki\u0173, \u017ealiav\u0173, atsarg\u0173, paruo\u0161tos produkcijos, biuro \u012frangos ir pan.) bei kit\u0173 papildom\u0173 draudimo objekt\u0173 (investicij\u0173 \u012f pastatus, patalpas, kilnojam\u0105j\u012f turt\u0105 ir atsargas, darb\u0173 paspartinimo i\u0161laid\u0173 ir kt.) draudimas;<\/li>\n<li>Gyventoj\u0173 turto draudimas &#8211; draudimo paslauga, skirta apsaugoti fiziniams asmenims priklausant\u012f nekilnojam\u0105 ir kilnojam\u0105 turt\u0105 nuo sugadinimo ar sunaikinimo.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Turto draudimas \u2013 ne gyvyb\u0117s draudimo r\u016b\u0161is, skirta apsaugoti apdraustojo kilnojam\u0105j\u012f ir nekilnojam\u0105j\u012f turt\u0105. Turto draudimas atlygina apdraustojo nuostolius, atsiradusius d\u0117l turto sugadinimo ar netekimo. Turtas, kuris gali b\u016bti apdraustas: nekilnojamas turtas \u2013 tai turtas, kurio buvimo vietos negalima pakeisti&#8230; <a class=\"more-link\" href=\"http:\/\/drauda.viko.lt\/?page_id=170\">Continue Reading &rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":159,"menu_order":1,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-170","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/pages\/170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=170"}],"version-history":[{"count":10,"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/pages\/170\/revisions"}],"predecessor-version":[{"id":2134,"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/pages\/170\/revisions\/2134"}],"up":[{"embeddable":true,"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=\/wp\/v2\/pages\/159"}],"wp:attachment":[{"href":"http:\/\/drauda.viko.lt\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}